Terms and Conditions

Last updated: May 15, 2024

Welcome to FinZashchita website. Please read these Terms and Conditions carefully before using our website. By using our website, you accept and agree to comply with these Terms and Conditions. If you disagree with any part of these terms, please do not use our website.

1. General Provisions

These Terms and Conditions (hereinafter referred to as "Terms") establish rules and restrictions for users of the FinZashchita website, located at: https://finzashchita.ru (hereinafter referred to as the "Website").

The Website is owned and operated by FinZashchita (hereinafter referred to as "we," "us," or "our"). By using the Website, you confirm that you are at least 16 years old and have the legal capacity to enter into legally binding agreements.

2. Website Usage

We provide content and services on the Website for informational purposes only. The materials presented on the Website are not financial, investment, tax, or legal advice. All information should be considered as general knowledge only and cannot replace professional consultation.

By using our Website, you agree to:

• Not use the Website in ways that violate applicable law or these Terms;
• Not attempt to gain unauthorized access to any part of the Website, other accounts, computer systems, or networks;
• Not breach the security of the Website through hacking, packet analysis, or other means;
• Not collect or store personal data of other users without their consent;
• Not use automated means, including spiders, robots, crawlers, scrapers, or other similar means to access the Website;
• Not take actions that may cause unreasonable or disproportionately large load on the Website's infrastructure.

3. Intellectual Property

All content on the Website, including text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, is the property of FinZashchita or our licensors and is protected by copyright, trademark, and other intellectual property laws.

You may view, copy, download, or print content from the Website solely for your personal, non-commercial use, provided that you retain all copyright and other proprietary notices. Any other use of the Website's content without our prior written permission is strictly prohibited.

4. User Content

Certain sections of our Website may allow users to post, upload, or transmit content, including comments, reviews, and other materials (hereinafter referred to as "User Content").

By posting User Content on the Website, you:

• Grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, adapt, publish, translate, and distribute such content in any media;
• Warrant that your content does not infringe upon the rights of third parties, including copyright, trademark, or privacy rights;
• Agree that your content may be accessible to other Website users and third parties;
• Understand that we do not guarantee the confidentiality of User Content.

We reserve the right, at our discretion, to remove, edit, or reject any User Content that we consider inappropriate, in violation of these Terms, or otherwise harmful to the Website or users.

5. Links to Third-Party Websites

Our Website may contain links to third-party websites that are not owned or controlled by us. We are not responsible for the content, privacy policies, or practices of any third-party websites. We provide these links only for convenience, and the inclusion of any link does not imply our endorsement of the respective site.

You use such third-party websites at your own risk. We recommend that you familiarize yourself with the terms of use and privacy policy of each website you visit.

6. Limitation of Liability

To the maximum extent permitted by law, FinZashchita and our officers, directors, employees, partners, and agents shall not be liable for:

• Any direct, indirect, incidental, special, or consequential damages arising from the use or inability to use the Website;
• Any losses related to decisions made based on information presented on the Website;
• Any actions taken based on the Website's content;
• Any errors, omissions, interruptions, defects, delays in operation or transmission, communication line failures, theft or destruction of data, unauthorized access to or alteration of Website materials.

The information on the Website is provided "as is" without any warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement of third-party rights.

7. Indemnification

You agree to indemnify, defend, and hold harmless FinZashchita, our officers, directors, employees, partners, and agents from any claims, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from: (i) your use of the Website; (ii) your violation of these Terms; (iii) your violation of third-party rights, including but not limited to intellectual property rights.

8. Changes to Terms

We reserve the right, at our discretion, to modify or replace these Terms at any time. Material changes will be communicated to you by posting a notice on the Website. The date of the last update will be indicated at the top of the page.

By continuing to use the Website after changes to the Terms have been made, you agree to such changes. If you do not agree with the new terms, please stop using the Website.

9. Applicable Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the Russian Federation, without regard to its conflict of law principles.

Any disputes arising out of or related to these Terms or the use of the Website shall be finally resolved in a competent court of the Russian Federation.

10. General Provisions

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

FinZashchita's failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

These Terms constitute the entire agreement between you and FinZashchita regarding the use of the Website and supersede all prior agreements between you and us regarding the Website.

11. Contact Information

If you have any questions or suggestions regarding our Terms and Conditions, please contact us:

FinZashchita
Address: 3 Evans Ranch, Robbury W8 7EY
Email: [email protected]
Phone: +447339905389

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